Financial services with a difference
We offer our clients a tailored financial solution: whether you are looking to buy your first home, move, re-mortgage your existing home or build your property portfolio, NEXA Financial Services will review your current position and advise on the most suitable option for you from over 20,000 possibilities.
Our team puts you first, eliminating unnecessary jargon and we are dedicated to providing a service that is simple and transparent while delivering the ideal end result. Through our sister company, NEXA Properties established in 2017, we have extensive insight and expertise on the property market.Get started today
Risk and Fee and Disclosure
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
To help us proof that you are indeed the person you say you areRead More
There are various documents that can be accepted to show proof of your current address.Read More
Latest 3 months bank statement
There are a few credentials this document must have to be in correct format for your mortgage application.Read More
Proof of income
This is entirely dependant on the role and employment type you have, which impacts what we need to obtain from you.Read More
Proof of deposit/equity
Whether you’ve saved or been gifted your deposit, you’ll need proof for you application.Read More
Already own a home? We’ll need a statement to provide the best advice for you new mortgage.Read More
Protection policy details
A part of the mortgage process that is often overlooked, but is actually one of the most crucial.Read More
Copy of your credit report
Providing this in advance helps us ensure we’re recommending the correct lender.Read More
Estimate your monthly mortgage payments
Please note this is only an estimate and should not be considered as mortgage advice. To get a more accurate quote, we recommend speaking to one of our advisers who will be more than happy to help you.
Calculating your Stamp Duty
If you’re moving home or buying a property, it’s important that you know how much Stamp Duty you’ll need to pay so that you can budget for this before making a final offer. If you are purchasing additional properties you will have to pay an extra 3% in Stamp Duty on top of the revised rates for each band.
Below is are the current rates provided by the UK government, but we recommend contacting us today for an accurate stamp duty calculation.
|Property or lease premium or transfer value||SDLT rate|
|Up to £12,000||Zero|
|The next £125,000 (the portion from £125,001 to £250,000)||2%|
|The next £675,000 (the portion from £250,001 to £925,000)||5%|
|The next £575,000 (the portion from £925,001 to £1.5 million)||10%|
|The remaining amount (the portion above £1.5million)||12%|
There was a time when buying a property felt quite straightforward, but what the last few years have demonstrated is that things are certainly a bit more tricky. The housing market today is a very different animal with challenges at every stage, from finding a home to securing a decent mortgage to surviving the sales […]
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